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    <title type="text">James &amp; Carter, PLC</title>
    <subtitle type="text">James &#38; Carter, PLC</subtitle>

    <updated>2026-05-13T06:58:09Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[What happens if a business partner breaches an agreement?]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2026/03/what-happens-if-a-business-partner-breaches-an-agreement/" />
            <id>https://www.jamescarterlaw.com/?p=47607</id>
            <updated>2026-05-08T12:28:51Z</updated>
            <published>2026-03-25T10:39:47Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[A partner dispute can put your business at risk fast. You may see missed payments, broken promises or decisions made without your approval. In Arkansas, the outcome often depends on your entity type and your written agreement. Courts focus on those terms first before anything else. How your business structure changes your leverage Your legal rights depend on how you…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2026/03/what-happens-if-a-business-partner-breaches-an-agreement/"><![CDATA[<span style="font-weight: 400;">A partner dispute can put your business at risk fast. You may see missed payments, broken promises or decisions made without your approval. In Arkansas, the outcome often depends on your entity type and your written agreement. Courts focus on those terms first before anything else.</span>
<h2><span style="font-weight: 400;">How your business structure changes your leverage</span></h2>
<span style="font-weight: 400;">Your legal rights depend on how you formed your business. Arkansas law treats each structure differently, which can affect </span><a href="/business-and-commercial-litigation/" data-wpel-link="internal"><span style="font-weight: 400;">how you respond to a partner’s breach</span></a><span style="font-weight: 400;"> and what remedies may exist.</span>

<span style="font-weight: 400;">You may be operating under one of these common structures:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">General partnership and limited partnership governed by the Revised Uniform Partnership Act</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Limited liability company (LLC) governed by Small Business Entity Tax Pass Through Act</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Closely held corporation governed by Business Corporation Act</span></li>
</ul>
<span style="font-weight: 400;">Arkansas applies specific default statutes based on these entity types when your documents do not address an issue.</span>
<h2><span style="font-weight: 400;">What your agreement actually controls under Arkansas law</span></h2>
<span style="font-weight: 400;">Your partnership or operating agreement usually sets the rules for disputes. Arkansas courts enforce your agreement as a contract. However, you cannot waive certain statutory protections like the duty not to engage in grossly negligent or reckless conduct, intentional misconduct or knowing violations of law.</span>

<span style="font-weight: 400;">Most agreements address core issues like management rights, capital duties and profit sharing. </span><span style="font-weight: 400;">They</span><span style="font-weight: 400;"> also often define loyalty duties and exit terms. These provisions matter most when a partner stops meeting obligations.</span>
<h2><span style="font-weight: 400;">What you can do when a breach occurs</span></h2>
<span style="font-weight: 400;">You often have several paths after a breach. The right path depends on the harm, the agreement and the business impact. Arkansas law allows both informal and formal responses based on the facts, including:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Internal resolution or negotiation based on the agreement</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">A formal demand to correct the breach</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Use of buyout or dissolution terms in the agreement</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">A claim for breach of contract if your partner violated written agreement terms</span></li>
 	<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">A </span><a href="https://codes.findlaw.com/ar/title-4-business-and-commercial-law/ar-code-sect-4-46-404/" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">breach of fiduciary duty</span></a><span style="font-weight: 400;"> if your partner acted against the business's best interests</span></li>
</ul>
<span style="font-weight: 400;">Each option carries different risks and timelines. Arkansas courts may also consider equitable remedies in some cases, which can affect both control and value in the business.</span>
<h2><span style="font-weight: 400;">When disagreement becomes a legal turning point</span></h2>
<span style="font-weight: 400;">A partner breach can shift the entire direction of your business. The written agreement and your actions both shape what happens next. Arkansas courts often focus on documentation and conduct over time.</span>

<span style="font-weight: 400;">Your next move often depends on how much risk you can tolerate and how clearly your agreement defines each partner’s role.</span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[3 important truths about product liability injuries]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2026/01/3-important-truths-about-product-liability-injuries/" />
            <id>https://www.jamescarterlaw.com/?p=47603</id>
            <updated>2026-05-08T12:12:28Z</updated>
            <published>2026-01-07T13:01:46Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Most product-related injuries do not begin with a major accident or obvious failure. They often start with something ordinary: a tool that slips, a device that causes unexpected pain or a product that lacks clear safety instructions. At first, people may blame themselves or assume it was just bad luck. Only later do questions arise about whether the product was…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2026/01/3-important-truths-about-product-liability-injuries/"><![CDATA[<span style="font-weight: 400;">Most product-related injuries do not begin with a major accident or obvious failure. They often start with something ordinary: a tool that slips, a device that causes unexpected pain or a product that lacks clear safety instructions. At first, people may blame themselves or assume it was just bad luck. Only later do questions arise about whether the product was as safe as it should have been. Product liability law addresses these situations, but many people misunderstand how these claims actually work.</span>

<span style="font-weight: 400;">Below are three important truths that shape many product liability personal injury cases.</span>
<h2><span style="font-weight: 400;">1. A product can be unsafe even if it works as intended</span></h2>
<span style="font-weight: 400;">Many people assume a product must break or fail to be dangerous. That is not always the case. Some products cause harm because of poor design, unclear instructions or missing warnings. A product may function exactly as planned and still </span><a href="https://www.findlaw.com/injury/product-liability/product-liability-law.html" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">put users at risk</span></a><span style="font-weight: 400;"> during normal use. Courts often focus on whether a product posed an unreasonable danger, not just whether it malfunctioned. Understanding this distinction can help injured consumers see that subtle hazards still matter.</span>
<h2><span style="font-weight: 400;">2. More than one company may share responsibility</span></h2>
<span style="font-weight: 400;">Product injuries often involve several parties, not just the manufacturer. Designers, distributors and retailers all play a role in getting a product to consumers. Each party has a duty to help ensure safety. When something goes wrong, responsibility may fall on more than one company. Shared liability can affect how claims move forward and how compensation is pursued, especially when one party alone cannot cover the full extent of the harm.</span>
<h2><span style="font-weight: 400;">3. Delayed injuries and documentation can shape a case</span></h2>
<span style="font-weight: 400;">Some injuries appear immediately, but others develop slowly. Medical devices, chemicals or repeated product use may cause symptoms over time. These delays can raise questions about when an injury began and whether legal deadlines apply. Keeping thorough records, medical reports, receipts, packaging, and instructions, can be critical. Acting early helps preserve evidence that could otherwise be lost.</span>

<span style="font-weight: 400;">Product liability cases can be more complex than they seem. Understanding the real factors at play can help you make informed choices. </span>
<h2><span style="font-weight: 400;">Regaining control after a product injury</span></h2>
<a href="https://www.jamescarterlaw.com/personal-injury/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400;">A product-related injury</span></a><span style="font-weight: 400;"> can turn daily routines upside down, leaving you worried about your health, your finances and what steps to take next. Legal guidance can provide clarity, protect essential evidence and help pursue fair compensation. If a product caused you or a loved one harm, speaking with an experienced personal injury attorney can offer you the support you need to focus on your recovery. </span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[4 questions to ask before naming a guardian for your children]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2025/09/4-questions-to-ask-before-naming-a-guardian-for-your-children/" />
            <id>https://www.jamescarterlaw.com/?p=47602</id>
            <updated>2025-09-25T12:44:25Z</updated>
            <published>2025-09-25T12:44:25Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Choosing a guardian may be one of the hardest decisions you make as a parent. While no one can replace you, planning ahead gives your children security if something unexpected happens. Here are four questions to guide your decision. 1. Pick someone who shares your values to ensure consistency Children need guidance that matches what they know. Think about your…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2025/09/4-questions-to-ask-before-naming-a-guardian-for-your-children/"><![CDATA[<span style="font-weight: 400;">Choosing a guardian may be one of the hardest decisions you make as a parent. While no one can replace you, planning ahead gives your children security if something unexpected happens. Here are four questions to guide your decision.</span>
<h2><span style="font-weight: 400;">1. Pick someone who shares your values to ensure consistency</span></h2>
<b>
</b><span style="font-weight: 400;">Children need guidance that matches what they know. Think about your views on education, discipline and family traditions. A guardian with similar values can give your children a sense of continuity. Writing down your wishes can also help guide their care.</span>
<h2><span style="font-weight: 400;">2. Select a guardian with stability to provide long-term care</span></h2>
<b>
</b><span style="font-weight: 400;">Raising children requires time, health and financial resources. Consider whether your choice is dependable, healthy and financially comfortable. Think about their family situation and whether they can handle the responsibility. A stable guardian gives your children a safe and steady home.</span>
<h2><span style="font-weight: 400;">3. Consider their location to reduce disruption</span></h2>
<b>
</b><span style="font-weight: 400;">Where a guardian lives can affect your </span><a href="https://www.kidsmentalhealthfoundation.org/mental-health-resources/mental-wellness/kids-routines" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">children’s daily lives.</span></a><span style="font-weight: 400;"> Moving to another city or state may mean leaving friends, schools and familiar routines. While this may sometimes be unavoidable, choosing someone close by can make the transition easier.</span>
<h2><span style="font-weight: 400;">4. Confirm their willingness to be a guardian</span></h2>
<b>
</b><span style="font-weight: 400;">Even if someone seems like the perfect choice, you should ask them directly. The role is a major commitment and should be accepted openly. Honest conversations prevent misunderstandings and ensure your children are cared for by someone who is both willing and prepared.</span>

<span style="font-weight: 400;">Asking the right questions gives you more confidence in making a decision. Thoughtful planning now helps ensure your children’s well-being in the years ahead.</span>
<h2><span style="font-weight: 400;">Secure the care you want for your child</span></h2>
<b>
</b><a href="https://www.jamescarterlaw.com/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400;">Deciding on guardianship</span></a><span style="font-weight: 400;"> is one of the most important steps you can take to safeguard your children’s future. Legal requirements for guardianship can be complex, and mistakes in documentation could leave your wishes unenforceable. </span>

<span style="font-weight: 400;">An Arkansas family law attorney can guide you in clearly documenting your decisions, explain the legal options available and ensure your plan meets state requirements. With the right guidance, you can move forward knowing your children will be in good hands. </span>

&nbsp;]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[4 estate planning questions new parents should ask today]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2025/07/4-estate-planning-questions-new-parents-should-ask-today/" />
            <id>https://www.jamescarterlaw.com/?p=47600</id>
            <updated>2025-07-10T06:36:45Z</updated>
            <published>2025-07-10T06:36:45Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Becoming a parent reshapes your priorities, and planning for the future becomes more urgent. Estate planning is a vital step in safeguarding your child’s well-being and protecting your family’s future. These four questions can help guide that process. 1. Who will raise our child if we cannot?  Choosing a legal guardian is one of the most meaningful decisions you can…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2025/07/4-estate-planning-questions-new-parents-should-ask-today/"><![CDATA[<span style="font-weight: 400;">Becoming a parent reshapes your priorities, and planning for the future becomes more urgent. Estate planning is a vital step in safeguarding your child’s well-being and protecting your family’s future. These four questions can help guide that process.</span>
<h2><span style="font-weight: 400;">1. Who will raise our child if we cannot? </span></h2>
<span style="font-weight: 400;">Choosing a legal guardian is one of the most meaningful decisions you can make as a parent. In Arkansas, you have the right to name a guardian in your will. If you do not, the court will appoint someone it deems appropriate, regardless of whether that choice aligns with your values or wishes. Think carefully about who shares your approach, is emotionally and practically prepared.</span>
<h2><span style="font-weight: 400;">2. What kind of estate plan do we need? </span></h2>
<span style="font-weight: 400;">There is no one-size-fits-all approach to estate planning. For some families, a simple will may be sufficient to name guardians and distribute assets. A will is a legal document that outlines your wishes after death, but it must pass through probate, a court-supervised process that can be time-consuming and public.</span>

<span style="font-weight: 400;">Other families may benefit from a living trust. A trust allows you to transfer assets to a chosen individual or entity, often without involving the court. It can help you avoid probate, maintain privacy and control when and how your children receive their inheritance. A qualified attorney can help you decide which tools best fit your needs.</span>
<h2><span style="font-weight: 400;">3. Who will make decisions if we become incapacitated?</span></h2>
<span style="font-weight: 400;">If you or your spouse cannot make </span><a href="https://www.findlaw.com/forms/resources/power-of-attorney/how-to-make-a-power-of-attorney-in-arkansas-faq.html#:~:text=To%20create%20a%20power%20of,front%20of%20a%20notary%20public." target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">medical or financial decisions</span></a><span style="font-weight: 400;">, someone else will need legal authority to step in. A durable power of attorney and a health care directive let you name a trusted person to make those choices for you. Without these documents, your family may need to go through the court system to get permission, even during a crisis.</span>
<h2><span style="font-weight: 400;">4. When should we review or update our plan?</span></h2>
<span style="font-weight: 400;">Estate plans are not static; they should evolve alongside your life. Revisit your plan every few years or after significant life changes such as buying a home, having another child, experiencing divorce or relocating to another state. Laws and personal circumstances change over time. Regular reviews help ensure your plan remains effective, accurate and aligned with your current wishes.</span>

<span style="font-weight: 400;">These four questions help new parents build a safety net for their family.</span>
<h2><span style="font-weight: 400;">Take the first step</span></h2>
<a href="/probate/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400;">Planning for the unexpected</span></a><span style="font-weight: 400;"> is not easy, especially when you are focused on raising a young family. But putting these legal safeguards in place can bring peace of mind and lasting security. The right documents can speak for you in moments when you cannot, protect what you have worked hard to build and ensure your child is cared for. An experienced estate planning attorney can help you make informed and thoughtful choices, so you can focus on the present, knowing the future is in good hands.</span>

&nbsp;]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[3 types of unusual collisions semi-trucks can cause]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2025/01/3-types-of-unusual-collisions-semi-trucks-can-cause/" />
            <id>https://www.jamescarterlaw.com/?p=47596</id>
            <updated>2025-01-19T15:39:26Z</updated>
            <published>2025-01-19T15:39:26Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Semi-truck collisions are notorious for causing destruction to smaller vehicles and severe or fatal injuries to vehicle occupants. Semi-trucks are so large and heavy that they pose a major hazard to people in smaller vehicles. Not only can they cause particularly severe collisions, but they can also cause unusual types of crashes. There are certain types of collisions that frequently…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2025/01/3-types-of-unusual-collisions-semi-trucks-can-cause/"><![CDATA[Semi-truck collisions are notorious for causing destruction to smaller vehicles and severe or fatal injuries to vehicle occupants. Semi-trucks are so large and heavy that they pose a major hazard to people in smaller vehicles.

Not only can they cause particularly severe collisions, but they can also cause unusual types of crashes. There are certain types of collisions that frequently or exclusively involve semi-trucks. What unique collision types typically involve commercial trucks?
<h2>Underride crashes</h2>
Underride collisions tend to have tragic outcomes. They occur when smaller vehicles strike semi-trucks and end up going underneath them. If a semi-truck turns abruptly in front of another vehicle, for example, a side underride crash might occur. Such collisions are preventable with <a href="https://www.forbes.com/sites/jensen/2017/05/10/new-tests-evaluate-how-well-side-guards-on-semis-do-at-preventing-side-underride-crashes/?sh=e1e62d57d25d" data-wpel-link="external" target="_blank" rel="noopener noreferrer">the installation of special guards</a>, but not all trucking companies use side underride guards. Rear underride crashes can occur in rear-end scenarios. While rear underride guards are mandatory, trucking companies often install the cheapest option available to them rather than the most effective guards available.
<h2>Jackknife incidents</h2>
The unique design of a semi-truck creates an opportunity for a jackknife incident. Such crashes get their name from the shape of jackknives, also known as folding knives or pocket knives. Jackknife incidents occur when the trailer comes out of alignment with the cab or tractor pulling it. Factors including slick roads and abrupt braking might increase the likelihood of a jackknife incident occurring.
<h2>Roll-over crashes</h2>
Semi-trucks are notorious for making wide turns. They also have a reputation for rolling over when going around sharp curves or completing turns. Particularly when there are heavy winds, when the truck has liquid contents or when the trailer has an imbalanced load, the truck may end up rolling over in traffic. Both jackknife and rollover incidents can be particularly dangerous because they have the potential to block multiple lanes of traffic and involve numerous other vehicles. Most semi-truck collisions are preventable with proper vehicle maintenance and appropriate driving practices.

Those harmed by <a href="https://www.jamescarterlaw.com/personal-injury/" data-wpel-link="internal">semi-truck collisions</a> may need help handling complicated commercial insurance claims or preparing for a lawsuit, and that’s okay. Realizing that even the most dramatic collision may have been preventable can help people find the courage to seek justice after a crash occurs.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[What constitutes wrongful termination of employment?]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2024/10/what-constitutes-wrongful-termination-of-employment/" />
            <id>https://www.jamescarterlaw.com/?p=47595</id>
            <updated>2025-03-27T09:45:42Z</updated>
            <published>2024-10-18T00:29:20Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Many workers don’t particularly like their jobs, but they still need them. People have to earn an income to support themselves and their families. However unhappy they may be in their current position, they may feel frantic at the idea of losing their job suddenly. Unfortunately, that is what happens for a small percentage of professionals. They come in for…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2024/10/what-constitutes-wrongful-termination-of-employment/"><![CDATA[Many workers don't particularly like their jobs, but they still need them. People have to earn an income to support themselves and their families. However unhappy they may be in their current position, they may feel frantic at the idea of losing their job suddenly.

Unfortunately, that is what happens for a small percentage of professionals. They come in for work one day or start packing up at the end of a shift, only to have a manager call them into the office. There, they find out that the company has decided to terminate their employment.

Many times, workers who lose their jobs have little or no recourse available to them. However, occasionally workers can establish that a termination may have been wrongful. What separates a legal and appropriate termination from a wrongful termination?
<h2>Wrongful terminations violate the law</h2>
Technically, most employment arrangements are <a href="https://www.labor.arkansas.gov/resources/faqs/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">at-will agreements</a>. State law allows a worker to quit without notice and a company to fire an employee without advance warning. Companies usually do not have to justify their decisions to terminate employees.

Still, there are certain circumstances in which the decision to let a worker go might violate state and federal employment statutes. The first situation that may constitute wrongful termination involves discrimination. If a company fires a worker because of their disabling medical condition, sex, race, religion or other protected characteristic, then an employee might be able to take legal action.

Statements made during the employment arrangement or at the time of termination can support the belief that the company discriminated when making that decision. Layoffs and staffing reductions can also lead to discriminatory terminations when workers who share the same characteristics get let go more frequently than other employees.

The other main scenario that constitutes wrongful termination is retaliation. Workers have the right to assert themselves in certain scenarios. They can report unsafe working conditions, illegal company practices and harassment from coworkers.

They often have the right to discuss their wages and attempt to unionize. They can ask for unpaid leave and medical accommodations. When employers retaliate against workers by firing them after they engage in protected activities, the worker may have experienced a wrongful termination.

Learning about what employer actions technically violate employment statutes can help workers fight back after a wrongful termination. Those fired for illegal reasons can sometimes seek financial compensation or even get their jobs back.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[Why writing your obituary should be part of your estate planning efforts]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2024/07/why-writing-your-obituary-should-be-part-of-your-estate-planning-efforts/" />
            <id>https://www.jamescarterlaw.com/?p=47594</id>
            <updated>2025-03-26T06:37:56Z</updated>
            <published>2024-07-11T00:41:55Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[One of the best reasons for creating an estate plan is to save your loved ones time, money and confusion after you’re gone. Many people who take this important step, however, still leave the writing of their obituary to their family. That means that they may be tasked with doing this while still grieving and not thinking clearly. Unfortunately, this…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2024/07/why-writing-your-obituary-should-be-part-of-your-estate-planning-efforts/"><![CDATA[One of the best reasons for creating an estate plan is to save your loved ones time, money and confusion after you’re gone. Many people who take this important step, however, still leave the writing of their obituary to their family.

That means that they may be tasked with doing this while still grieving and not thinking clearly. Unfortunately, this can lead to writing an obituary filled with names, places and other information that can be used by identity thieves to steal from a deceased person and their family.
<h2>How obituaries are used by fraudsters</h2>
Obituaries that are posted on sites like Legacy.com and on newspaper and other websites are available to anyone. Fraudsters can use the information to access accounts, steal benefits, rack up credit card debt and even burglarize homes.

If you look at even a few online obituaries, you’ll see information like the deceased’s birthplace, maiden name, family members’ and even pets’ names. Many list where the deceased last lived and previous cities where they resided. Former employers, alma maters and organizational affiliations are often listed, as are favorite vacation destinations. All of this can be used to commit identity theft. There’s even a name for people who <a href="https://www.experian.com/blogs/ask-experian/what-you-need-to-know-about-obituaries-and-identity-theft/?fbclid=IwAR0awveDwMBf6vboh9vuoYnTpKD0TxyNZieQtO8ukIYN9QNLGK_Y5jQF_xA" data-wpel-link="external" target="_blank" rel="noopener noreferrer">steal deceased people’s identities</a>: ghosters.

This information can also be used to scam surviving loved ones into providing their own account numbers and other information because fraudsters have enough information about the deceased to be convincing  in their efforts. Scams involving non-existent life insurance policies are particularly common.
<h2>Rethinking the purpose of an obituary</h2>
Don’t think of your obituary as an autobiography or a LinkedIn profile. Think of it as a way to let people know what was important to you, what you sought to accomplish, <a href="https://www.mainstreetplanning.com/posts/why-you-should-write-your-own-obituary/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">what you’re proudest of</a> and what kind of legacy you want to leave. What do you want future generations to know about you? What kind of work do you hope others will carry on? These are all more important than where you went to grade school or what your first job was.

Even if you plan to live many more years, you can write an obituary that could be used tomorrow if necessary. This is a common exercise in writing classes and in therapy. It helps people focus on what is most important to them and what they still hope to do.

This is just one thing you can do to protect your assets and help loved ones after you’re gone. With experienced estate planning guidance, you can explore others that are right for you and your family.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[Who covers the costs inspired by a defective product?]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2024/04/who-covers-the-costs-inspired-by-a-defective-product/" />
            <id>https://www.jamescarterlaw.com/?p=47583</id>
            <updated>2024-04-12T15:15:55Z</updated>
            <published>2024-04-12T15:15:55Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Some people regret some of the purchasing decisions that they make. Impulse purchases are a common source of buyer remorse. People buy something due to a sale or deceptive advertising and then realize that they don’t actually need the product. Other times, people regret a decision to purchase a product because it actually causes harm. Defective products are a serious…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2024/04/who-covers-the-costs-inspired-by-a-defective-product/"><![CDATA[Some people regret some of the purchasing decisions that they make. Impulse purchases are a common source of buyer remorse. People buy something due to a sale or deceptive advertising and then realize that they don't actually need the product.

Other times, people regret a decision to purchase a product because it actually causes harm. Defective products are a serious consumer safety concern. Some products are defective because of design issues. Manufacturers rush a concept to a production facility and fail to identify issues that could lead to consumer injuries. Other times, a lower-quality batch of materials or oversights by quality control specialists might mean that defective variants of typically safe products reach consumers.
<h2>Defective products can cause severe injury</h2>
A drill with bad wiring could produce an electrical injury. Defective batteries in electric scooters could cause house fires. Issues with vehicle design or defective components could cause crashes or prevent safety systems from properly functioning when a crash occurs. Consumers affected by unsafe products often have many questions, including who is responsible for their losses. Who helps cover the expenses generated by a defective or unsafe product?
<h2>Businesses offset their liability with insurance</h2>
Oftentimes, liability for defective products falls directly to manufacturers, although retailers can also sometimes have a degree of risk. Manufacturers are responsible for releasing unsafe products to the public, while retailers could be liable for failing to respond to a recall notice and take unsafe products off the shelves.

Both retail establishments and manufacturing businesses tend to carry <a href="https://www.thehartford.com/general-liability-insurance/product-liability-insurance" data-wpel-link="external" target="_blank" rel="noopener noreferrer">product liability insurance</a> and possibly even recall insurance for this exact reason. Those affected by dangerous products might file a lawsuit against a manufacturer or retailer. When successful, those claims can lead to the insurance company compensating the people affected by unsafe products.
<h2>Recalls don't eliminate product danger</h2>
Companies that recognize defects in their products may initiate recalls to protect their finances and the public. However, recalls do not eliminate the risk of consumers buying and using unsafe products. The options for those affected by dangerous consumer goods depend on the circumstances including the nature of the product, the damage it caused and the status of any recall implemented by the manufacturer.

Reviewing the details of a <a href="https://www.jamescarterlaw.com/personal-injury/dangerous-defective-products/" data-wpel-link="internal">product defect situation</a> may benefit those who are uncertain of how to cover medical expenses, lost wages or property damage losses related to poor product design or a sudden drop in quality of an otherwise safe product. Consumers who understand product liability rules may be able to hold the right party accountable for the losses they’ve suffered because of a dangerous product.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[3 factors that separate semi-truck wrecks from other crashes]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2024/01/3-factors-that-separate-semi-truck-wrecks-from-other-crashes/" />
            <id>https://www.jamescarterlaw.com/?p=47572</id>
            <updated>2026-05-08T12:12:15Z</updated>
            <published>2024-01-22T15:10:42Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Motor vehicle collisions can range from minor inconveniences to life-altering experiences. Many factors influence the severity of a collision, including the speed of the vehicles and the way that they approached one another. The types of vehicles involved can also be a major factor. When a crash involves a semi-truck and a passenger vehicle, it may end up being far…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2024/01/3-factors-that-separate-semi-truck-wrecks-from-other-crashes/"><![CDATA[Motor vehicle collisions can range from minor inconveniences to life-altering experiences. Many factors influence the severity of a collision, including the speed of the vehicles and the way that they approached one another.

The types of vehicles involved can also be a major factor. When a crash involves a semi-truck and a passenger vehicle, it may end up being far worse than other collisions that occur in the same location or at the same speed. People may also find that securing compensation after a crash with a semi-truck can be more difficult as well. Why? The following are a few of the key factors differentiate a semi-truck crash with a passenger vehicle from collisions involving two passenger vehicles.
<h2>The degree of damage possible</h2>
The major difference in size and weight between a passenger vehicle and a commercial truck can produce much more significant damage to the smaller vehicle when a crash occurs. Commercial trucks cause unique types of crashes that typically don't occur with smaller vehicles, such as underride collisions. The chances of the smaller vehicle being unsafe to drive after the crash and occupants having major injuries are higher when the vehicle that caused the crash is a semi-truck.
<h2>The insurance coverage available</h2>
Given that large trucks can cause such severe damage, it makes sense that they are subject to different insurance regulations than passenger vehicles. Unlike the state-based insurance requirements for passenger vehicles, semi-trucks must conform to very strict coverage requirements established by the Federal Motor Carrier Safety Administration (FMCSA).

Typically, the liability policy for a semi-truck should provide at least <a href="https://www.fmcsa.dot.gov/registration/insurance-filing-requirements" data-wpel-link="external" target="_blank" rel="noopener noreferrer">$750,000 of coverage</a>, which is many times higher than the base coverage required for passenger vehicles. Higher coverage amounts can better pay for the damage caused by these big vehicles, but it can also trigger more of a fight with the insurance company.
<h2>Questions about liability</h2>
In a standard car crash, it is usually one of the drivers who is liable for the damages generated in the collision. That is not necessarily true when the commercial vehicle causes a collision. Liability laws often pass financial and legal responsibility for these crashes to employers and trucking companies instead of the driver who is simply an employee. If a lawsuit is necessary instead of just an insurance claim, the people affected by the wreck may need to take legal action against a transportation company and not necessarily the driver who caused the crash.

Learning more about what makes a semi-truck collision different from other wrecks may help people pursue the compensation they need – and deserve – after a collision caused by another’s actions or inaction.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of James &amp; Carter, PLC</name>
				            </author>
            <title type="html"><![CDATA[3 myths about estate planning]]></title>
            <link rel="alternate" type="text/html" href="https://www.jamescarterlaw.com/blog/2023/07/3-myths-about-estate-planning/" />
            <id>https://www.jamescarterlaw.com/?p=47570</id>
            <updated>2026-05-08T12:12:21Z</updated>
            <published>2023-07-21T00:30:53Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Did you know that most adults in the U.S. do not have an estate plan? It’s true. These people likely know that they will need an estate plan eventually. They are not necessarily opposed to the idea, at least in many cases. But they don’t have one in place, so their property will be left to distribution per state law…]]></summary>
			                <content type="html" xml:base="https://www.jamescarterlaw.com/blog/2023/07/3-myths-about-estate-planning/"><![CDATA[Did you know that most adults in the U.S. do not have an estate plan? It’s true. These people likely know that they will need an estate plan eventually. They are not necessarily opposed to the idea, at least in many cases. But they <a href="https://www.cnbc.com/2022/04/11/67percent-of-americans-have-no-estate-plan-heres-how-to-get-started-on-one.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">don’t have one in place</a>, so their property will be left to distribution per state law and their minor children will be left in the care of whomever the state deems appropriate should something happen to them before they complete estate planning documents.

The reason that most people don’t make an estate plan comes back to a myth that they have heard about the process. Below is an introduction to three of these myths. Understanding them can help you to avoid making mistakes that tend to stem from taking these myths seriously.
<h2>Myth: You don’t have enough assets to justify creating an estate plan</h2>
Even if you don’t have very many financial assets, you still do you do need to pass on what you own. You can also make a plan to take care of your debt, which often has to be paid by your estate. Additionally, an estate plan can be used for making future medical decisions and managing your digital footprint in the event of your incapacitation or death. Even someone who didn’t have any assets at all would likely still have numerous legal documents that they could use to benefit both them and their family, such as a power of attorney or an advance directive.
<h2>Myth: You can do it later</h2>
It’s very common to think of estate planning as something to do in old age, but the risk here is very clear. If you pass away unexpectedly, then what will your family do? They will have to make a lot of difficult decisions and sort everything out on their own. It’s better to make a plan far before you think you’ll need it so that it is there in case this happens. You can always update the plan along the way if it turns out that you really don’t need it for decades.
<h2>Myth: You are too young for estate planning efforts to matter</h2>
Unless you’re a minor, you simply can’t be too young to have an estate plan. Yes, you may have fewer assets in your 20s or 30s than you would in your 60s or 70s, but you can still use estate planning documentation to safeguard your interests in re: medical decisions. You also may have to think about what would happen to your children if you passed away, and you can make some of those decisions in an estate plan, such as choosing a guardian and setting up a trust.

Estate planning is beneficial for all adults. Be sure you know what steps to take to set up an enforceable plan that meets your needs. Seeking legal guidance is a good place to start.]]></content>
						        </entry>
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